Look I get it, preparing a packed lunch every morning is hard and just buying lunch everyday is so easy! I've justified spending a few dollars on a lunchtime sandwich to myself more times than I can count. However, while spending $8 on a sandwich and drink at lunchtime seems reasonable in the moment, buying lunch five days a week really starts to add up. That’s a lot of money that could be better spent. Additionally, store bought food is often..Read More
1. Figure out what you have.
Take inventory of your savings, investments, property, cash that's hiding under the mattress, and anything else you might have. The more accuate (and honest) you are, the easier it will be to set up a realistic and succesfull budget.
2. Estimate how much you'll earn this year.
Easier said than done. If you have one fixed income source, you probably already have a good idea of what you take home each month. For..Read More